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Established Member
clkhome01
Posts: 17
Registered: ‎12-27-2012

Where is my student loan information?

Working on building up my scores, but I never see my student loan information on my credit report.   Do anyone know why?

Want to take it Higher!
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: Where is my student loan information?

Who is the lender? Is the loan still active? Do you know if that lender reports?

Established Member
clkhome01
Posts: 17
Registered: ‎12-27-2012

Re: Where is my student loan information?

Federal Government loan, and not active.

Want to take it Higher!
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: Where is my student loan information?

When was it paid off?

Established Member
clkhome01
Posts: 17
Registered: ‎12-27-2012

Re: Where is my student loan information?

It's not...defaulted, but not showing on credit report.   Is there another agency, where it could be posted?    How long can it be on your credit report?

Want to take it Higher!
Regular Contributor
loviedovie
Posts: 206
Registered: ‎12-20-2012

Re: Where is my student loan information?


clkhome01 wrote:

It's not...defaulted, but not showing on credit report.   Is there another agency, where it could be posted?    How long can it be on your credit report?


 

You can find a list of all of your loans and who is holding them at: www.nslds.ed.gov.

 

Although that is for federal and privately held federal loans. If you have taken out private loans and the private lender isn't remporting, that seems to be a fluke that is just working out in your favor right now. Although the gov't will let you rehab your loan and bring it out of default, erasing the baddies from your credit report. Private lenders will not. 

 

 


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