Reply
Valued Member
Posts: 44
Registered: ‎04-08-2009
0

Who reports as Usd/Glelsi???

People don't seem keen on commenting on my novel below, so does anyone have a student loan trade line that appears as "Usd/Glelsi"???

 

I'm trying to figure out who this is, as I have no mail coming in from any of the companies servicing my student loans that has the same amount listed as "Usd/Glelsi" on my credit reports.  ACS says I owe them $4,500.  This "Usd/Glelsi" tradeline says $6,500????

May 2009: Transunion - 652 Equifax - 680

June 2009: Transunion - 697 Equifax - 715
Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: Who reports as Usd/Glelsi???

 


Financial_Reinvention wrote:

People don't seem keen on commenting on my novel below, so does anyone have a student loan trade line that appears as "Usd/Glelsi"???

 

I'm trying to figure out who this is, as I have no mail coming in from any of the companies servicing my student loans that has the same amount listed as "Usd/Glelsi" on my credit reports.  ACS says I owe them $4,500.  This "Usd/Glelsi" tradeline says $6,500????


was it an unsubsidized loan?  the difference might be accumulated interest, even though that seems like a lot of interest.  call them & ask them for full documentation of your loan paperwork.  that should help you make more sense of it.

 

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Valued Member
Posts: 44
Registered: ‎04-08-2009
0

Re: Who reports as Usd/Glelsi???

I just went to the NSLDS.gov to get the full run down on my student loans.

 

It answered alot of questions for me, so here's the situation:

 

I do, in fact, owe ACS $4,500.  The only problem is they aren't reporting to Equifax, evidently.  However, they ARE sending me mail regarding repayment beginning in a few months.  The $6,500 to "Usd/GLELSI" which is Great Lakes Educational Loan Services is a real account of mine too.  However, they're reporting to equifax, but I'm haven't received any mail from them regarding repayment.  Haha.

 

At least the mess is getting a little less cluttered.

May 2009: Transunion - 652 Equifax - 680

June 2009: Transunion - 697 Equifax - 715
Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: Who reports as Usd/Glelsi???

i'm glad to hear it!  i didn't think of suggesting that website to you.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Valued Member
Posts: 44
Registered: ‎04-08-2009
0

Re: Who reports as Usd/Glelsi???

No worries.. Any thoughts on the one company reporting to CBAs, but not sending me mail?  And the company sending me mail not reporting to the CBAs? lol

May 2009: Transunion - 652 Equifax - 680

June 2009: Transunion - 697 Equifax - 715
Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: Who reports as Usd/Glelsi???

ACS is the one not reporting, right?  Technically, they don't have to report.  You can try going to their website & see if you can login: 

 

ACS Borrower Login: https://www.acs-education.com/CS/Jsp/general/home.jsp

 

Since you said they represent Direct Loans, you can try their website too:  https://www.dl.ed.gov/borrower/BorrowerLogin.jsp

 

If you can get into these websites, it would really help you to understand who you owe what to.  It's a pain when they sell your loans off.  Right now I have some loans on my reports that were supposedly sold to Direct Loans, but when I go to the DL website, it says they don't have any information on me!!!

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Valued Member
Posts: 44
Registered: ‎04-08-2009
0

Re: Who reports as Usd/Glelsi???

Yep, I registered with ACS's website.  They have everything correct as far as me owing them $4500..they just aren't reporting to anyone right now.  I guess maybe they'll only report if my payback goes sour.

 

The other issue is with Great Lakes.  I owe them $6500 and they ARE reporting, but I've received nothing in the mail from them yet.

 

I owe $8500 to Direct Loans, but everything seems to be kosher with them.  They are reporting to the CBAs as well as sending me mail with correct balance info.

May 2009: Transunion - 652 Equifax - 680

June 2009: Transunion - 697 Equifax - 715
Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: Who reports as Usd/Glelsi???

 


Financial_Reinvention wrote:

Yep, I registered with ACS's website.  They have everything correct as far as me owing them $4500..they just aren't reporting to anyone right now.  I guess maybe they'll only report if my payback goes sour.

 

The other issue is with Great Lakes.  I owe them $6500 and they ARE reporting, but I've received nothing in the mail from them yet.

 

I owe $8500 to Direct Loans, but everything seems to be kosher with them.  They are reporting to the CBAs as well as sending me mail with correct balance info.


 

that's strange that ACS is not reporting.  ours reports correctly, even though we haven't made a payment in forever (deferment).

 

i would definitely call GLELSI & ask them what's up with your paperwork.  you don't have any original paperwork from them?

 

at least the other 2 are correct info.  i'd hate to have to try & sort out all 3!  luckily most of my loans are still with sallie mae.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
New Visitor
Posts: 3
Registered: ‎11-12-2012
0

Re: Who reports as Usd/Glelsi???

Do any of you have loans through Great Lakes? I ran into USDOE/GLELSI on my credit too and didn't recognize it and the amount was outragous and it was telling me that I only had a year to pay it off. I was very worried and spent hours on the computer. And then I found it I went to www.nslds.ed.gov and I was able to pull up all my student loans. I selected the numbers on the left to pull up each Direct loan and saw that the servicer was Great Lakes. So that makes sense of the GL I'm not sure what the rest means but It did clear up that great lakes was the agency who I needed to contact to get my loan taken care of. If that is the case for you, here is their website. mygreatlakes.org I hope this helps you all.

Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
0

Re: Who reports as Usd/Glelsi???

We have just one loan with GL.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.