Will paying on student loans during deferment improve credit score?

[Over700by2016]

Hello everyone,

I just graduated and my student loans are in deferment until November of this year.  I am trying to rebuild my credit and was wondering if my credit score would improve by making payments on my student loan while in deferment.  The trade line for my student loans says "student loan payment deferred".

If I make small payments of $50 per month until November will my payments be reported to the credit bureaus and impact my credit score in a postive way?

Thanks so much!

[SCF]

When your loan is deferred, it reports "paid as agreed" each month, the same as if you were making regular payments on time.  Starting to pay now may save you some interest in the long run, but it won't have any impact on your credit score.

[BluePoodle]

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@SCF wrote:

When your loan is deferred, it reports "paid as agreed" each month, the same as if you were making regular payments on time.  Starting to pay now may save you some interest in the long run, but it won't have any impact on your credit score.

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1+

[Over700by2016]

Thank you!  Makes sense.