I am in the process of rehabbing my direct loans and due to complete the program this September. Besides the trade lines associated with the defaulted student loans, I have no other open installment loans. I do however have a auto loan that is PIF/never late and closed in 2012.
With my only open installment loan being in defaulted status, is there an opportunity to get more points in the credit mix category? Does anyone have any knowledge as to whether implementing the share secured loan technique would benefit my credit profile?
