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Hi- I hate to break this to you but here's the deal. Rehab is great, if you can find a lender.
I work for a state guarantee agency that does process rehabs, the problem we have is that there are very few lenders right now repurchasing rehabbed loans, and the ones who are have very limited funds. If a lender is not available to you after you complete your 9 months of consecutive, voluntary on-time monthly payments to qualify you will still need to make payments until a lender is found for your loans.
Unfortunately no one knows when there will be funds available or how much will be available when the money does show up.
Given your timeline I would ask to see if a consolidation is an option for you. We report a consolidation as paid defaults on your loans and then as a new loan.