ok done rehabbed 6 loans the collections come off bumped score to 620 s.done everything i read on here about the lates,so praying they come off.last student loan being rehabbed is with illinois student assisitant.it reads couple lates deragotory remark charge off,the other 6 loans was in another rehab and didnt say that.they tell me loan rehabs in dec so im hoping it does since it says charge off.anyone else in rehab have the charge off while in rehab