ok i have 7 navient student loans closed and transfered all of them have 12 120 days late each,just rehabbed 6 and coming back to navient,the other rehabbes in dec,ive paid 2 of navients off in full and plan on paying other 5 off in 6 months in full.how bad are these lates gona hurt,they are 2013-through 2014,the collections are suppossed to remove theres and navien said they would update the ones on my credit report,currently around 600 score wanting to buy a house soon so shooting for 700,is this posible with they lates,and ive had thes loans since 1995 never late till 2013,any help or advice please,they are closed transfered now and i wrote ceo of navient month ago and he said they cant remove lates by law