so im trying to get out of this mess im in in the best way possible.
i want to either consolidate these loans and pay a lower interest or 1 payment if possible..
or worst comes to worst, try to settle these out.
ive been making payments and they just keep growing in balance and im scared its going to get out of control.
i had a chapter 7 discharge and just wondering if any lenders out there are willing to refi with someone that filed.
i want to pay these back, i just dont want them to grow like they are anymore.
i finally got approved via commonbond. just waiting on my cosigner to send in their tax returns to finish stuff up and then input my ach info.
got approved at 6% simple rate over 7 year payment plan.
when i did an estimated payoff worksheet with interest amortized with the fees and such with wells fargo it was going to take over 20 years and $72000!!!!
with commonbond itll be $29,400 and 7 years to pay off the $24,000.
wells fargo is just such a terrible bank overall.
7% on one, 10% on another and 9.4% on another from wells fargo.