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just got off the phone with Sallie Mae. rep said in order to qualify for Rehab, I have to be Defaulted & 360 days late. currently i am only at 301 days late. he mentioned a delinquency Program but im not sure if thats going to get my lates removed from my report like a Rehab would. Not sure if i should let the 60 days go by and wait for a Rehab or Should I start paying now, Not knowing if i can get the lates removed from my report. This student loan is only thing currently on my report thats keeping me down and i just want this thing wiped out completely off my report and off this earth lol
Bump
I havn't heard of Sallie removing negative marks besides when through the rehab program. Should wait till someone else chimes in but if you want the bad marks totally gone that might be only way to do it. Call and ask them again a little differently see if a different rep says something else.
What happens if there are no BAD TL's to remove. Mine are/have fallen off by a few years. Will whatever NEW"OLD" TL (Sallie Mae) puts in place. What backdated TL will they reappear?? Will old lates in the Derogs pop up??