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student loan gw letter ??? newbie

Contributor

student loan gw letter ??? newbie

I have student loans that are reported late from 2007.

90 and 120 days

they were consolidated right after the lates

in my gw letter do i request they delete just the lates or the whole account?

GW success 30 day late removed from 2 store accounts.
waiting on Citibank SL GW response --
Message 1 of 3
2 REPLIES
Valued Contributor

Re: student loan gw letter ??? newbie

I would request that they make and adjustment to the reporting of the lates.  Removing the entire account will impact your Average Age of Accounts, and remove any positive payment history you had.  That could have a negative impact on your score.

Message 2 of 3
Contributor

Re: student loan gw letter ??? newbie

thank you. it is citibank so probably waste of time anyway.

GW success 30 day late removed from 2 store accounts.
waiting on Citibank SL GW response --
Message 3 of 3