11-08-2012 07:57 PM
today my husband recieved a call from a collections agency regarding a debt from Sallie Mae that stopped reporting on his credit report in 2010. So as he was explaining this to me I started thinking "wait do you owe on a student loan?" turns out he defaulted in 2003! so now I am wondering if this will appear on the CAIVRS list or not. I am not sure if it is a federal or private loan as Sallie Mae offers both. He said the balance was $3K. In his defense, he had never heard of the CAVAIRS and neither had I until I started coming to this site. Not sure what to do.......The ca is not reporting this debt on is credit report...
11-09-2012 09:51 AM
Has he gotten any paperwork from the collection agency, & does he have any of the original paperwork (in case he needs it)?
Do you have the money to pay it?
11-09-2012 04:35 PM
11-09-2012 04:48 PM
I've never heard of CAIVRS either. I'm not sure what I would do. I guess I would wait to see if I got any paperwork about it & see if they are offering me any repayment options. Private loans, unfortunately, are quite a hassle from what I hear on these forums