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student loan reporting

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Anonymous
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student loan reporting

Is it common for student loans to only be reported with one of the three CAs? EQ is the only one with my student loans, which has caused a dramatic (90-100 point) difference in my EQ vs TU and EX scores (I had one late payment on the student loans that counted as 4 separate since they aren't consolidated). They are all stafford loans through college foundation of nc (1 sub 3 unsub).

While I'm happy they aren't on the other two reports, i'm worried they may all the sudden show up and any time I apply for credit it'll be vastly different depending on which report they pull.

Is this a fairly normal situation though with these types of loans?
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: student loan reporting

Yes- this happens
You want to consider consolidating prior to them reporting to the other 2 CRA's- (I did something similar to this)
 
Colsolidated will report 1 sub and 1 unsub-
Message 2 of 3
Anonymous
Not applicable

Re: student loan reporting

SLFC- Highly recommended slfc.com
Message 3 of 3
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