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January 2016 -=- Check In

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Senior Contributor

Re: January 2016 -=- Check In

I feel terribly ashamed because I kind of went a bit in the wrong direction. Higher credit limits for 2015 and therefore higher debts ­čśť ...my plan is to change this habit again and compare "my utilization" rather with my income instead of my credit limits ! No more apps for at least 6 months and then I have two more cards on my wish list but unfortunately both are from Chase. ....and I hate pocking the bear ...so it will only be one this year. Anyway it is always good to have something on the wish list..lol

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