Established Member
Posts: 39
Registered: ‎02-13-2009

Re: July Check in Thread

carrepovictim wrote:

Checking in for July. This is my first checking. My goal for August is to attempt to contact all inquirers on my credit report by writing to them and requesting to remove duplicate inquiries or multiple inquiries from the same agency. I dont know what difference this is going to make but will test and report. 


As goal plus, I am hoping that I can share my letter sample with the community and share the response that I receive from the other party. Is this a good goal ? 

I think it is a great goal and nice of you to share your letter and results with us.  Thank you.

Starting Score: 629 EX 644 EQ 642 TU myFICO 6/20/14 1/15/15 Score: 674 EX 674 EQ 671TU Goal Score: 680
1/16/15 TU Lender Pull 683! 2/7/15 BIG FAT ZEROES
Ch 13 BK 12/2009 discharged 1/13/15. No other baddies. No lates. CAP ONE 49/200/550 1/2014
Frequent Contributor
Posts: 295
Registered: ‎06-26-2014

Re: July Check in Thread

July was actually good for me! Scores went up 30+ points across the board....moving forward in August hoping to keep up the trend :smileyvery-happy:

Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014
Current Score: EQ 657 (MyFICO) TU 653 (Walmart) TU 659 (MyFICO) EX 648 (MyFICO) As of Mar 2015
Goal Score: 750 or higher across the board

Take the myFICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.