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March 2017 Check In Thread

Community Leader
Senior Contributor

Re: March 2017 Check In Thread

Update:

  1. Garden - March 28, 2017 = 6 months.
  2. Increase CL on a couple of cards - still no Heart from Cap1; earned a $7K CLI on IT new CL $14.3K. 
  3. Combine Cap 1 accounts - Nothing new to report.
  4. Reduce utilization - First credit card PIF. 

 Stay positive & focused so we can meet our goals!!Smiley Happy 

Gardening since xx/xx/xx Gardenversary xx/xx/xx Score: 08/21/17 EQ 781 TU 784 EXP 789
Current Score: 781
Goal Score: 800
Take the myFICO Fitness Challenge
Message 11 of 14
Moderator

Re: March 2017 Check In Thread


beautifulblaquepearl wrote:

Update:

  1. Garden - March 28, 2017 = 6 months.
  2. Increase CL on a couple of cards - still no Heart from Cap1; earned a $7K CLI on IT new CL $14.3K. 
  3. Combine Cap 1 accounts - Nothing new to report.
  4. Reduce utilization - First credit card PIF. 

 Stay positive & focused so we can meet our goals!!Smiley Happy 


May want to change your seedling yo!

 

Paid off 2.5K of my HELOC this past month, down to 5.4K.  Scores stayed flat, some minor movement maybe from my April 2010 30D getting whacked on every bureau, maybe, or it could've been something else entirely.  Haven't been tracking my reports closely enough... just lazily looking for reported balances on CK and paying them if so.

 

Plan is still to garden through January or so when my year comes up on my gig... my boss is hunting a full-time spot for me, and if I get a shot at a long term here I will take it and then be looking to move somewhere that cuts my commute in half or better: was idly playing with Google maps for the rough location the lady I have a date with lives at, and noticed it'd cut my commute by 60% or so.  Guess if this goes well I know whose's place will have the other's clothes left at haha.

 

Cut my slush fund expenses in like half being gone for most of the month, nice benefit to a travel gig, not having to pay for the majority of stuff haha.  ~$2K in reimbursements coming my way so while I haven't run the budget numbers yet, think I cleared in excess of 3K this month which I'm happy about.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 12 of 14
Community Leader
Senior Contributor

Re: March 2017 Check In Thread


Revelate wrote:

beautifulblaquepearl wrote:

Update:

  1. Garden - March 28, 2017 = 6 months.
  2. Increase CL on a couple of cards - still no Heart from Cap1; earned a $7K CLI on IT new CL $14.3K. 
  3. Combine Cap 1 accounts - Nothing new to report.
  4. Reduce utilization - First credit card PIF. 

 Stay positive & focused so we can meet our goals!!Smiley Happy 


May want to change your seedling yo!

 

Paid off 2.5K of my HELOC this past month, down to 5.4K.  Scores stayed flat, some minor movement maybe from my April 2010 30D getting whacked on every bureau, maybe, or it could've been something else entirely.  Haven't been tracking my reports closely enough... just lazily looking for reported balances on CK and paying them if so.

 

Plan is still to garden through January or so when my year comes up on my gig... my boss is hunting a full-time spot for me, and if I get a shot at a long term here I will take it and then be looking to move somewhere that cuts my commute in half or better: was idly playing with Google maps for the rough location the lady I have a date with lives at, and noticed it'd cut my commute by 60% or so.  Guess if this goes well I know whose's place will have the other's clothes left at haha.

 

Cut my slush fund expenses in like half being gone for most of the month, nice benefit to a travel gig, not having to pay for the majority of stuff haha.  ~$2K in reimbursements coming my way so while I haven't run the budget numbers yet, think I cleared in excess of 3K this month which I'm happy about.


For the time being, I'm keeping my seedling Revelate. My focus is on the passage of time and reducing my utilization every thing else is kind of...

 

Congrats on your successes Revelate!!!

Gardening since xx/xx/xx Gardenversary xx/xx/xx Score: 08/21/17 EQ 781 TU 784 EXP 789
Current Score: 781
Goal Score: 800
Take the myFICO Fitness Challenge
Message 13 of 14
Community Leader
Senior Contributor

Re: March 2017 Check In Thread

I set a small savings goal for the first quarter of the year which I am happy to report I met today. It's the simple things in life that bring me pleasure.Heart

Gardening since xx/xx/xx Gardenversary xx/xx/xx Score: 08/21/17 EQ 781 TU 784 EXP 789
Current Score: 781
Goal Score: 800
Take the myFICO Fitness Challenge
Message 14 of 14