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Take the myFICO Fitness Challenge 2015

New Member

Re: Take the myFICO Fitness Challenge 2015

Test


Starting Score: EQ 620 TU 619 EX 647
Current Score: EQ 620 TU 619 EX 647
Goal Score: 715


Take the myFICO Fitness Challenge
Established Contributor

Re: Take the myFICO Fitness Challenge 2015


NewStartGuy wrote:
We are about the same, I have very similar goals. Good luck, let's share how are year progresses!

Yeah for sure man, we can do this!

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (2/16) TU: 690 EX: 684 EQ: 690
Goal Score: (7/18) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Gardening until July 2018!

New Contributor

Re: Take the myFICO Fitness Challenge 2015

Hi all! I'm new to the forum 1/29/15 and looking forward learning sooo much 😃. Rebuilding credit after being young and dumb 😢 looking to purchase a home in the next year or so.... 



Starting Score 2/1/15: EX 585 TU 580 EQ 575
Current Score 12/10/15: EX 651 TU 640 EQ 646
Goal Score: 720 by 1/2017.... Slow and steady

Valued Member

Re: Take the myFICO Fitness Challenge 2015

I may try this and i will admit my FICO score is 488 and will take like four years to get in the six hundred and not sure i can go through years of frugality just get still a low credit score. Some of us are just destined to always have bad credit. 

 

E

New Visitor

Re: Take the myFICO Fitness Challenge 2015

Hi. I've been reading and using the advice on this forum for over a year now snd it has helped me quite a bit. 

 

My goal is to pay down my credit cards and save money. My boyfriend and I have plans to be married. And buy a house. We just moved in together and plan to stay where we are for approximately 3 years to save enough for a nice down payment. My goal is to put myself in a much better position to do so. 

 

I look forward to the challenge!!!


Starting Score: 618
Current Score: 618
Goal Score: 700


Take the myFICO Fitness Challenge
New Member

Re: Take the myFICO Fitness Challenge 2015

I am so ready for this. I lost a lot and in turn my credit suffered. Businesses gone down the drain, jobs lost, and even a bankruptcy, but I am moving on up. My husband and I are saving to buy a home and we are well on our way. Now I am gardening and building my credit scores. Can't wait to reach my goal!!! Good luck to all who are in this with me!!!




Starting Score: 495
Current Score: 588
Goal Score: 700


Contributor

Re: Take the myFICO Fitness Challenge 2015

Hi All! New to the Fourms ( Well not really been lurking for a while). I decided to become a responsible adult and work on my credit. about 4-5 months ago I opened my first credit card and have been making sure every month I pay off the balance and use it for small things. I'm looking to get another car here soon, I paid off my car that I have now 2 years ago ( with a good payment history if I may add). Income tax is coming so I'm going to pay off some medical bills and other small items on my credit to see if that helps any. I just recently pulled my credit scores and was dissapointed in what I saw, but I can only blame my self (trust me I checked no one stole my credit...). 

Starting Scores 02/01/15: Trans - 561 / EQ - 554 / EXP - 533

Current Scores 5/4/15 : Trans - 619/ EQ - 607/ EXP - 608

rewards MC (Credit Union) $1000 Cap 1 Secured $500, VS $250, Express $350, Fingerhut $1000
Auth User: Cap 1 Plat $300 & Cap 1 QS1 $300
New Member

Re: Take the myFICO Fitness Challenge 2015

My goal is to be debt-free this year.  I trust that the LORD is ordering my steps and has already made provision in this area.  I continue to pay my bills responsibly and use a budget to make good financial decisions.  As of 1/30/15, my CC debt is $71.4K.  Target is $0.  

 

It is already done.  I believe it and I receive it in Jesus' name!  AMEN!



Starting Score: EQ 684 TU 689 EXP 693
Current Score: same
Goal Score: 750

Take the myFICO Fitness Challenge
Member

Re: Take the myFICO Fitness Challenge 2015

My Goals this year are to stablize my finances and increase my score.

 

I would love to get a reliable vehicle by way of auto loan toward mid-year.

 

I just closed on my home on Jan 9th, and unfortunately had to max out a Care Credit card for a medical bill which dropped my decent 640 score WAY down. So I'm working toward paying that down now.


Starting Score: 570
Current Score: 619
Goal Score: 700


Take the myFICO Fitness Challenge
New Visitor

Re: Take the myFICO Fitness Challenge 2015

I just want to see if my signature is working. LOL had to adjust the code because it was telling me it was invalid. I personally just want to go above 600,  I know in part its paying off the bills on time and thats where im looking at bettering myself. just wish i had more money- or was wiser in college!!! 


Starting Score: 580
Current Score: 580
Goal Score: 700