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01-24-2015 07:31 AM
I am looking forward to working through this year to increase my score and overall better manage credit. This has been a rough year for that and my score has taken a sizable hit. I am planning on reaching my goal by year end in addition to better managing my available credit and utlization.
01-24-2015 03:06 PM
01-25-2015 10:13 AM
Trying to add the fitness challenge to my signature but its saying I have an invalid html? I'm copying and pasting it directly.
<hr><img align="left" border="0" width="50" height="50" src="http://ficoforums.myfico.com/html/assets/challenge.png"><font size="2"><font size="1">Starting Score: 540</font> <b>800</b><br><font size="1">Current Score: TU 640 EQ 650 EX unknown </font> <b>800</b><br><font size="1">Goal Score: ALL 720+</font> <b>850</b></font><br><br><font size="1"><a href="http://goo.gl/6yCY5s" target="_blank">Take the myFICO Fitness Challenge</a></font></code>
01-26-2015 12:00 PM - edited 01-26-2015 12:05 PM
I am new to this and I am trying to raise my score to purchase a home. I bought a truck in 2014 and have made every payment on time which has helped raise my score. I have a few credit cards Barclays (5000) and Cap One (1500.) I have a 8 paid, closed collections that I am waiting to fall off.
01-26-2015 12:16 PM
New to the Forum.
Had some health issues 6 years ago and an old Verizon phone bill that won't age off until November 2015. My goal is to purchase a new house in the next year, so I would like to get my score up to at least 720. Would also like to qualify for a prime card (more of an ego thing). Current score is 665, so I need 55 more points in the next year. Don't plan on applying for anymore cards this year. Got 5 in the last 6 months, so I will not apply anymore. Was turned down for Citi based on Verizon bill, so I won't worry about any prime cards, either. Been lurking around the forum for the last few months, before joining.
01-26-2015 12:50 PM
I am new to the challenge and FICO family. My goal for this year is to improve my credit rating so I may prepare for home and car ownership and be able to finally get my first credit card! Im hoping I can reach at least a higher score than I have right now. Because even though I dont have much history or a lot on my creit it still shows a bad score. I want to improve that
01-26-2015 01:00 PM
I made my TU goal today My early exclusion got taken care of so I now have 2 clean reports. EX told me on Friday I could get my last baddy removed in February, so my fingers are crossed for 3 clean reports after I request early exclusion on Monday Feb 2. I guess it can be done.
01-28-2015 04:20 PM
New to MyFico here since last week. I had been poking around for awhile checking this out and finally decided to join. I had made alot of wrong choices regarding my credit but this site has given me encourgement to know that people can get out of a financial mess and be given a 2nd chance.
My score was at a 513 in Dec 13 and now im at a 658. my goal is to be at 700+ by the end of the year.
01-29-2015 08:54 AM
Hey guys, I'll be doing the challenge now after 2 years. My goal is to reach the 800+ score by next year, and according to the myFICO simulator, it's possible!
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