11-30-2012 01:20 AM
So I realize I'm a little late in starting the 2012 challenge.
But here's to saying "It's never too late"
Really looking forward to making an impact this last month and come out swinging in 2013.
Good Luck to All.
11-30-2012 01:24 AM
Just fixed my sig.
I'm a little slow. LOL!!
11-30-2012 12:09 PM
your sig is still messed up. no image showing. apparently your still slow lol
11-30-2012 01:08 PM
sean815 wrote:your sig is still messed up. no image showing. apparently your still slow lol
CalabashKing's siggy looks great!
12-01-2012 07:48 AM - edited 12-01-2012 07:48 AM
llecs wrote:
sean815 wrote:your sig is still messed up. no image showing. apparently your still slow lol
CalabashKing's siggy looks great!
Thanks, llecs. ![]()
12-01-2012 07:49 AM
Just a quick post to let everyone know that I met my FICO Fitness Challenge goals for this year (see signature for details).
I can't wait to start the 2013 Challenge.
12-01-2012 08:47 AM
TNTransplant wrote:Just a quick post to let everyone know that I met my FICO Fitness Challenge goals for this year (see signature for details).
I can't wait to start the 2013 Challenge.
That is great! my first goal was accomplished as well. I orginally want to make it to the 600's my new goal is to make it to 650
. It's a great feeling to see how much I have accomplished from learning from you and others. Thanks for your involvement in my success. The forums have help me a lot and have become a bit addictive! Lol I'm on here daily learning so much ![]()
12-01-2012 03:28 PM
new to the site an forums..hoping for a 750 across all boards..wish me luck guys
12-01-2012 08:23 PM
Hi all!
I'm new to myfico. Wish I new it existed a long time ago. My background as far asmy credit is concerned, can use some improvement, However I am jumping on the FICO Fitness Challenge for this reason. It's late into 2012 i know, I'm just going to make my goal of being in the 700 club by this time next year regardless. never to late to start!
12-01-2012 09:48 PM
Greetings Everyone!
I know it is December 2nd, which does not leave me much time for meeting challenge goals for this year, but I did not want to hold off until January, because I am ready to get this challenge underway! I am on a mission to get my credit scores up. I have $330,000 + in student loans (yes...I know...that is insane!!) and I am STILL in school, so the debt just keeps accumulating. The good news is that I am finally in medical practice, so I have the ability to start paying them down little by little.
I completely screwed up my credit with a business venture immediately after college, but in recent years, I have been righting my wrongs, and my score has increased a bit. I am looking forward to purchasing a house in the next two or three years and want to make sure my credit score is in a great place for that endeavor. This challenge seems like exactly where I need to be. Actually, the 2013 challenge seems a little more perfect, but I will work with what I have available to me until then!
So...I congratulate you all on all of your achievements so far and I look forward to climbing the FICO ladder with you all.
Right now, my scores are EX 632, EQ 549, TU 588. (Holding my head in shame...but not for long!!!)
I am hoping to get up to 750 across the board by paying all of my bills on time, beginning payments on my student loans, and getting some credit cards that I can pay off monthly.
Wish me luck!! I am certainly rooting for all of you...

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


