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Take the myFICO Fitness Challenge for 2013!

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New Member

Re: Take the myFICO Fitness Challenge for 2013!

Very kind of you starry
Here's my glass 🍷....more puhleazzzzzze 🍷
Message 421 of 735
New Visitor

Re: Take the myFICO Fitness Challenge for 2013!

Looking to increase my FICO score... almost there
Starting Score: 676
Current Score: 676
Goal Score: 720

Take the myFICO Fitness Challenge
Message 422 of 735
New Visitor

Re: Take the myFICO Fitness Challenge for 2013!

Hi guys! Had some pretty poor choices in my college years and early 20's (I'm 24 now). Ready to start changing my credit and get back on the right track! 

Starting Score: 560
Current Score: 560
Goal Score: 750


Take the myFICO Fitness Challenge
Message 423 of 735
New Member

Re: Take the myFICO Fitness Challenge for 2013!

 

It's been a long time coming. Time to take charge

 

2013 Credit Goals:

 

1. Pay & settle accounts in collection

2. Pay off a tax lien

3. Use credit card as a means to re-establish credit

4. Maintain positive payment history on all accounts

5. Re-finance car

6. Increase my FICO score to 660 by the end 2013

 


Starting Score: 627
Current Score: 634
Goal Score: 660


Take the myFICO Fitness Challenge
Message 424 of 735
Contributor

Re: Take the myFICO Fitness Challenge for 2013!

1. Remove accounts included in BK from credit reports throughout 2013.

2. Pay off Captial One and Credit One by May 2013

3. Increase Credit Score to 600

4.Secured credit card from a Credit Union by June 2013

5. Finance a car through the credit union by Oct 20013.

6. Secured credit card from Capital One by Nov 2013.

 

 

 Goal: 700 credit score on all reports by Dec 2014 and purchase a house

Message 425 of 735
Regular Contributor

Re: Take the myFICO Fitness Challenge for 2013!

Still trying to get the items to show up in my siggy Smiley Frustrated

NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200
Message 426 of 735
Regular Contributor

Re: Take the myFICO Fitness Challenge for 2013!

My Challenges for 2013 

 

 

1. Finally pay off all wage garnishments.

2.Pay down credit cards to 10% utilization.

3. Get credit scores across the board to 700.

4. Get a prime cc.

5. Save, Save, Save!!!

 

NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200
Message 427 of 735
Member

Re: Take the myFICO Fitness Challenge for 2013!

Just over 2 years ago I had an enormous amount of debt.  My fiance and I were rebuilding our house and I was putting my children through college.  One thing led to another and in a short amount of time I was left alone with more debt than my income.  I filed bankruptcy and am almost at my 2 year mark.  After much reading on this site, I came to the conclusion that I need to reduce my debt and not obtain any more, pay what bills i have on-time, and try to refi to lower my monthly mortgage pmt.  Not sure if that is the right thing to do but need to get back on the right track.


Starting Score: 625
Current Score: 659
Goal Score: 750


Take the myFICO Fitness Challenge
Message 428 of 735
New Member

Re: Take the myFICO Fitness Challenge for 2013!

I am focused on buying a house after a short sale, I need to wait 7 more months for the 3 yr wait after the short sale and need it improve my credit scores!!!!

Starting Score: 641 EQ 633EX 622 TU
Current Score: 641 633 622
Goal Score: 700


Take the myFICO Fitness Challenge
Message 429 of 735
New Member

Re: Take the myFICO Fitness Challenge for 2013!

I'm new to this forum and looking for y'all expertise!

Starting Score: 641 EQ 633EX 622 TU
Current Score: 641 633 622
Goal Score: 700


Take the myFICO Fitness Challenge
Message 430 of 735