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Contributor
Posts: 298
Registered: ‎08-16-2011
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0 Accounts paid as agreed?!

So my EQ score dropped 3 points while my TU jumped 3.. When trying to investigate I see EQ says I have 0 accounts paid as agreed but on the accounts collumn low and behold both my BofA and Cap1 read paid as agreed... What the heck?! I don't get it!?


Starting Score 8/16/11: TU:552 EQ:575 EX:480 via State Farm
Current Score: TU:608 EQ:601 EX:580 via AMEX
Goal Score: EQ:650 TU:650


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Valued Contributor
Posts: 2,708
Registered: ‎08-13-2009
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Re: 0 Accounts paid as agreed?!

Maybe it refers to current balance "zero" and all accounts have the status as "paid as agreed".

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: 0 Accounts paid as agreed?!

Are you saying that in the FICO report, there is no red flag in the column in the Accounts page?

 

I'd check those two CCs' histories to see if there are any lates on them from the past 7 years.

 

Contributor
Posts: 298
Registered: ‎08-16-2011
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Re: 0 Accounts paid as agreed?!


llecs wrote:

Are you saying that in the FICO report, there is no red flag in the column in the Accounts page?

 

I'd check those two CCs' histories to see if there are any lates on them from the past 7 years.

 


There is for 1 charged off account but the two accounts I'm referring to are only 3-4 months old and i've PIF on one and left a $9 balance on the other.


Starting Score 8/16/11: TU:552 EQ:575 EX:480 via State Farm
Current Score: TU:608 EQ:601 EX:580 via AMEX
Goal Score: EQ:650 TU:650


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Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: 0 Accounts paid as agreed?!

Hmmm...

 

Is the 0 accounts mention located within the pos/neg reasons?

Contributor
Posts: 298
Registered: ‎08-16-2011
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Re: 0 Accounts paid as agreed?!

Not zero but it does say few accounts (I have 2 listed and 2 more should be added soon AMEX and Kay's cards)


Starting Score 8/16/11: TU:552 EQ:575 EX:480 via State Farm
Current Score: TU:608 EQ:601 EX:580 via AMEX
Goal Score: EQ:650 TU:650


Take the FICO Fitness Challenge
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