11-26-2012 05:25 AM
OK just kinda curious about this one but did anyone here see in score increase after
Their cards hit the one year mark with perfect payment history?
My cap 1 will be a year old next month and I was just wondering if I would see any change
11-26-2012 05:27 AM
At the very least you'll gain a couple of points from the inquiry that Cap1 hit you with on all 3 bureaus. Aging has more to do with your AAoA, though I believe you get hit for a new account up front.
|Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)|
Starting total revolving credit: $1100 | Current total revolving credit: $7000
Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013
|AMEX Gold NPSL|
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
11-26-2012 07:22 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO