OK just kinda curious about this one but did anyone here see in score increase after
Their cards hit the one year mark with perfect payment history?
My cap 1 will be a year old next month and I was just wondering if I would see any change
At the very least you'll gain a couple of points from the inquiry that Cap1 hit you with on all 3 bureaus. Aging has more to do with your AAoA, though I believe you get hit for a new account up front.
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
IME, yes.....provided I don't have anything newer. I've seen gains of 10-20 as the youngest hit a year. If I had newer accts, the gains would be small, if any.