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12 point Equifax drop?

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Anonymous
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12 point Equifax drop?

today I received an alert if a 12 point drop. The reason was balance increases and activity on previously dormant account. The account wasn't used for 50 days not 90 and my utilization went from 1% to 5%. 

Amex $1000/$15k 

USAA $1000/$8k

USAA $1000/$7k

Total $3000/$57k

only reason I didn't pay before the statement was I have been out of state for 7 weeks for work and these were expenses. What good is credit if you can't use any of it.

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Anonymous
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Re: 12 point Equifax drop?

fico 8? What report did you read that said "dormant account"? Either way, paying it off should fix that...unless they really are penalizing you for using a card you haven't used in less than 2 months...

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