No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
today I received an alert if a 12 point drop. The reason was balance increases and activity on previously dormant account. The account wasn't used for 50 days not 90 and my utilization went from 1% to 5%.
Amex $1000/$15k
USAA $1000/$8k
USAA $1000/$7k
Total $3000/$57k
only reason I didn't pay before the statement was I have been out of state for 7 weeks for work and these were expenses. What good is credit if you can't use any of it.
fico 8? What report did you read that said "dormant account"? Either way, paying it off should fix that...unless they really are penalizing you for using a card you haven't used in less than 2 months...