12 point gain on EQ

[Red1Blue]

I checked my scores. My EQ scores went up from 680 to 692 making it closer to reaching the 700 club on EQ. Not sure why my scores jumped. I have to take a look in detail and see what the reason is. I was thinking my score might drop because I let $990 balance show on my Visa card with $5K CL. I guess it might have helped raise the score. That is the only change I can think of so far from the report I pulled last time. Any way I am getting closer to making 700 club on EQ. My TU scores remain at 708. I have to work on getting some of the baddies out.

[llecs]

Maybe some accounts hit the one-year anniversary or maybe the newness of an account(s) are wearing off giving a small bump.

[Red1Blue]

I checked my reports again. I guess 1 year and 6 months is threshold for the late.

Last time when I checked the report it complained about

Your most recent late payment happened
1 Year, 5 Months ago

Now it shows

Your applications for credit in the past year
7 inquiries