12 point loss on TU for a zero balance

[Imhotrodcrazy]

UPDATE:  Well, I just pulled my TU report to check and see what happened after leaving a balance on one of my cards.  I am happy to report that I regained all of my 12 point loss.  So, for me, I now know that a zero balance will will result in a 12 point loss on TU.  A small balance gives me a better score.  Hope this reporting helps others. 

[kal9988]

I'm working on it -- I have 4 cc's and one store cc. I've recently paid all off except one, which will be a 5% util. Of course, it takes forever for the CC's to report the new balances, but within the next few weeks I should have all but one reporting $0. Hopefully I'll get a little boost.

[Anonymous]

On the other hand I let 3 accts report and lost 8 pts on EQ.

Seems like 2 is the magic number.