Hi there OP,
I have removed your cross post on this from the credit card forum, please refrain from cross posting the same topics in the future it can lead to confusion by the members and its not inline with our TOS, I thank you for your understanding on this.
@Anonymous wrote:Well, I don't understand this as in this section I was providing a data point on scoring where in the credit card forum I was asking a question about 1 of 5 CREDIT CARDS reporting a balance and it's relation to utilization. It is what it is. I'm starting to find that there are a bunch of things that don't make sense with respect to the mods on these forums. I apologize for any "confusion" I may have caused by posting about credit cards in the credit cards section.
Actually, I posted in the wrong thread that you created. You created a UFS post in the CC section that I removed stating you hadnt gotten any response in this forum that is the post to which I was referring.
@Anonymous wrote:Right, I created a credit card related post in the credit card forum where I probably should have posted it originally because I posted it in a section that yielded no response... and my post was deleted from the section that likely would have yielded the best response. Seems like a lose-lose, to me.
Historically (read last 9 years) posts regarding the FICO algorithm and scoring have gone here.
The information has to be organized somehow. I agree that there's a much higher population in credit cards; however, the one free for all forum is an absolute nightmare to read... if nothing else look how we've pulled out approvals and applications from CC's to try to make it more manageable and those occurred within my tenure as a moderator.
The moderators got it right on this one, posting something knowing it is supposed to be somewhere else isn't righteous.
@Anonymous wrote:Right, but a scoring question related to credit cards could very well be posted in the credit card section.
There's a freaking label/tag in the CC section when you post that lets you select "FICO scoring changes" so if mods don't want FICO scoring change related posts about credit cards in a credit card forum perhaps eliminating "FICO scoring changes" from the options when posting would be a wise move, don't you think?
That's a function of the forum implementation, and perhaps Lithium will move more towards labels (which aren't that useful currently from my perspective) in which case you're correct we might be able to consolidate some of the forums again and let people filter manually... assuming that the tags were posted correctly, which would be a volunteer moderator nightmare to keep straight so it's unlikely to ever happen.
The fact is the forum needs organization, doesn't take long to look at other forums about credit or similar to realize that given our volume of posts a single forum would fail badly. As a result it's split, and if the split doesn't make 100% sense to you, that's unfortunate, but it is necessary and by and large it's worked fairly effectively even if it does mean this particular sub forum is less well travelled than others.
