08-23-2013 10:33 AM
I noticed last week when I pulled my CRs from USSA that my only two inquiries I had on EQ were gone. I apped for both Discover and Capital once successfully in March of this year. They had both been on my EQ reports until last week. I have checked everyday now for the past 6 days and each day they haven't been present... My score here has changed on EQ during this time and I can see some items that I have paid off get removed as well, so I know that EQ is updating.
08-24-2013 07:12 PM
08-24-2013 07:20 PM
I'm getting same on tu, but I've been lucky (to my benefit) so far.
That's a problem with bumpage, you can lose positive accounts too. Also, especially with EQ you should be careful of split files
08-24-2013 07:53 PM
08-25-2013 02:55 PM
Well I had no idea that pulling your report with the USSA service would do this. I and others have asked if it is OK to do this, and I never heard anyone say this can be the result... I have been pulling my daily report now for over 18 months... about 4-5 times a week.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO