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20 pt score jump.. with no explanation

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Lyythine
Established Contributor

20 pt score jump.. with no explanation

Here's the situation:

 

I have no debt, I always PIF before statement cuts so my util is always 0%.  No new inquiries, no new debt, nothing.  Tonight, I pull my score and there was a 20pt score increase from 784 to 804...  Im not complaining, however, I have gone line-by-line and absolutely NOTHING is different.  Anyone happen to have an explanation?

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Anonymous
Not applicable

Re: 20 pt score jump.. with no explanation

Age

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s_haliz
Valued Contributor

Re: 20 pt score jump.. with no explanation

I concur with usmccop. You may have jumped into a bracket for AAoA purpose, which could have increase the score. Also PIF over certian periods consistently might have done that too. Those are two possible guess that I can think of. 

TU FICO 850 | EQ FICO 850 I EX FICO 850
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