03-08-2013 02:50 PM
My credit card balance was 1400 yesterdday. No payment is due, no late fees, nothing of that sort, nor did the $1400 post on a statement since that's another 2 weeks out. Can someone explain why this was sighted for my score going from 807 to 779? Thanks.
03-08-2013 06:21 PM
03-08-2013 08:34 PM
Yes, the myFICO score watch said that was the reason...I don't really get it. I'd understand if it posted to a statement, but that, time-wise, is over two weeks away. The credit limit is $8k, the balance was $1400. Seems likes a big hit, especially since I normally have around $2k on one of my two cc at some point and pay it off before it's due. But at any given point, I may have $2k or so on there.
The other cc has a credit of around $200 right now.
03-12-2013 08:13 AM
Sounds like your CC company did a mid-cycle update. You should probably contact them and ask why.
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