3 Bureau Reporting Timeframe?

Anonymous · ‎07-30-2015

Hello, I just paid off my NelNet student loans in the beginning of July. Nelnet said they reported the payoff to the bureaus on the last sunday of the month (07/26/15). I am planning to apply for a HELOC and wanted to have the best credit pull possible.

I was wondering if anyone knew when the 3 bureaus would report this payoff to MYFICO?

Thank you for any help you could provide--have a great day!

Anonymous · ‎07-30-2015

I've been watching my reporting times very closely for the last 7 months.

EX 1-3 days
EQ 3-5 days
TU.... Good luck 7-14 days

Shann0n_marie · ‎07-30-2015

@Anonymous wrote:
I've been watching my reporting times very closely for the last 7 months.

EX 1-3 days
EQ 3-5 days
TU.... Good luck 7-14 days

Exactly!!! TU sucks! They lag at ALL updates. I just paid off all my old bad debt on June 16th and watched all of it update and that right there is an accurate stmt. TU was about 2 WKS behind the other CB's. Ridiculous!!! & SO FRUSTRATING!

2/8/19 - CH 7 BK filed
5/15/19 -Discharged
Scores at Discharge: 550 EQ 471 TU 509 EXP (Last Updated 5/11)
5/16/19 - Rebuild Started - App'ed for Credit One - Approved for $2,000 starting line! (Increased to $2200 the following month)
6/7/19 - 606 EQ 544 TU 566 EXP - New CC reported w/ $75 Balance
12/10/19 - 616 EQ 581 TU 592 EXP

8/28/2021 - 698 EQ 670 TU 674EXP