01-08-2013 05:23 PM
Provides:
Equifax Facto Beacon 5.0 Score
Experian: National Equivalency Score
TransUnion: Fico Classic 04
How reliable are these? ![]()
I use them to monitor progress (scores in my sig are not from here)
01-08-2013 05:44 PM - edited 01-08-2013 05:44 PM
Where are you getting your scores from (especially the TU04)?
Beacon 5.0 and FICO Classic 04 are used by most mortgage lenders. Beacon 5.0 is available here, Equifax.com, including some banks and CUs out there. Classic 04 can't be purchased anywhere, AFAIK, except with the help of a lender. And the EX score is a FAKO available via CreditSesame I believe. AFAIK, no lenders use it.
01-08-2013 05:50 PM
llecs wrote:Where are you getting your scores from (especially the TU04)?
Beacon 5.0 and FICO Classic 04 are used by most mortgage lenders. Beacon 5.0 is available here, Equifax.com, including some banks and CUs out there. Classic 04 can't be purchased anywhere, AFAIK, except with the help of a lender. And the EX score is a FAKO available via CreditSesame I believe. AFAIK, no lenders use it.
A product developed/rolled out by my employer, originally targeted for mortgage lenders to provide to their clients, I'm guessing that is why it's the lender Fico(?) It's not available to the public so I cannot post a link.
And I use CreditSesame too so I guess I will just use that number loosely ![]()
01-08-2013 06:10 PM
Cool!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


