cancel
Showing results for 
Search instead for 
Did you mean: 

3 Different TU Ficos Walmart, Merrick, MyFico

Regular Contributor

3 Different TU Ficos Walmart, Merrick, MyFico

My fico scrore from Walmart, Merrick and MYFICO are all different. Walmart says 610. Merrick says 617 and MyFico says 654. Which is actually the correct one? I thought Ficos are Ficos. Why the disparity?

Experian 750 Equifax 750 Transunion 753
Message 1 of 3
2 REPLIES
Senior Contributor

Re: 3 Different TU Ficos Walmart, Merrick, MyFico

There are different scoring models, h ere at myFICO uses the older verison TU98 and Walmart uses the newer one called TU08.  Merrick,  I dont know.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 2 of 3
Super Contributor

Re: 3 Different TU Ficos Walmart, Merrick, MyFico

Merrick uses the Bankcard enhanced FICO08 score.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 3