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Regular Contributor
Posts: 159
Registered: ‎08-03-2011
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3 Different TU Ficos Walmart, Merrick, MyFico

My fico scrore from Walmart, Merrick and MYFICO are all different. Walmart says 610. Merrick says 617 and MyFico says 654. Which is actually the correct one? I thought Ficos are Ficos. Why the disparity?

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Senior Contributor
Posts: 4,189
Registered: ‎03-24-2008
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Re: 3 Different TU Ficos Walmart, Merrick, MyFico

There are different scoring models, h ere at myFICO uses the older verison TU98 and Walmart uses the newer one called TU08.  Merrick,  I dont know.

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Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
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Re: 3 Different TU Ficos Walmart, Merrick, MyFico

Merrick uses the Bankcard enhanced FICO08 score.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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