3 different credit scores????

[Anonymous]

Ok this may have been answered in another forum but I can't find it anywhere.  Anywhoo, I am a newbie that just filed bankruptcy in dec 2007.  I had a mortage company do a credit check on me just to see where I'm at and what I need to do to bring my score up to buy a home.  I got a printout of 3 different scores but the scores didn't tell me what reporting agency each score came from.  So what does this mean?

FICO 2 550

FICO Risk Score 498

FACTA Beacon 5.0 score 486

[GFer]

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&message.id=18459

Different lenders use different versions of the fico score. There are modified versions for different types of loans (ie. auto loans, mortgage loans, credit cards, etc).

Your true fico can be pulled here from each of the three bureaus.

Welcome to forums and good luck in your quest to improve your credit!

Don't be afraid to ask questions!

Start here: (Tuscani's Credit Scoring 101)

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=29793

Edited to repair CS101.

Message Edited by llecs on 11-26-2008 03:44 PM