12-09-2013 09:10 AM
I understand that 30 days late will affect you the most in the ast 2 years it was reported.
But what is the case with 60 90 120 plus days late.
Can someone give me a breakdown?
12-09-2013 12:21 PM
12-09-2013 01:54 PM
Lates beyond 60 will affect you until you have them removed / they fall off your credit report.
12-09-2013 03:15 PM
So 30 - 60 day late 2 years.
60 and above the full 7 years?
Basically, yes. YMMV also. The higher your score, even a single 30 day late that is old can affect your score just like a 90+ will for those with less than stellar credit and many lates and/or major derogatories.
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