Due to a medical emergency in November 2011 I was 30 days late for 8 consecutive months in paying my car lease. I always paid on time, but was just a month behind up until August which was when I paid everything current. According to myfico score, it does not show my late payments. Does anyone know why?
Either the creditor forgot to report the lates or they decided to delete the lates after a time. In any case, definitely don't remind them.
+1000 Let it go, and be nice to whoever you have your loan through!
Thanks for the info! Before getting the myfico score I was using score sense, and the late payments were reported with their service. They had them dating back from Nov until August, which is correct. Any reason why this site does not show them?
Could it be showing on one report and not the other(s)? For example, myFICO offers EQ and TU. You can get all 3 elsewhere. Maybe it was showing on EX and not one of the other two (based on whichever you pulled here)?
It was showing on all 3 from score sense. And the funny thing was that EQ was the only one that didnt show the account as current. It was only updated through July, and I made the account current in August. Weird...