+32 Points When Old CA Dropped

[Anonymous]

An old CA account finally dropped from EX today so I pulled my score. Up 32 points from Jan, no other changes. This was an old CA, dropped due to CRTP.

Jan- 689

Feb-721   

[granny031350]

my experian went up 15 points and equifax went up 33 when an old collection fell off.  I still have 4 more accounts to come off next month and 3 collection accounts in June.  Maybe I will be in the 700 club by christmas afterall! 

[llecs]

Congrats both of you'all!!!!!!!!!!

[Anonymous]

Just for kicks, FICO/TC/CS increases-

FICO                   TrueCredit            Amex CS

721                         667                         708                    

689                         594                         666

-----                        ------                        -----

+32                        +53                          +42

[MidnightVoice]

My average increase (self and DW) was nearly 50 points!

[haulingthescoreup]

This isn't exactly the same as a collection falling off from old age, but DH has a 2002 medical collection on EQ and TU, but not on EX. His EQ is 709, his TU is 710, and last I checked, his EX (no collection) was 792. 80+ points, and that's the only difference among the reports.

The insurance company has mailed the check, so we'll see how it plays out from here.

[Anonymous]

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@haulingthescoreup wrote:
This isn't exactly the same as a collection falling off from old age, but DH has a 2002 medical collection on EQ and TU, but not on EX. His EQ is 709, his TU is 710, and last I checked, his EX (no collection) was 792. 80+ points, and that's the only difference among the reports.

The insurance company has mailed the check, so we'll see how it plays out from here.

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I'm curious to see how this changes your scores. I'm sure you'll post about it after it hits.

[Anonymous]

Super congrats Anderson and granny! WTG!

A collection is imo, a fatal baddie, and getting them removed is a major accomplishment.

[haulingthescoreup]

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@Anonymous wrote:
I'm curious to see how this changes your scores. I'm sure you'll post about it after it hits.

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lol --safe guess...

[Anonymous]

MV, I remember your post about that so I was very curious to see my results.

I believe it was back in Oct my TU first hit 700, I was ecstatic! Now all 3 are 700+. Wonder what EX would be if the PR was gone.

edit-

Ex jumped +32 for a CA delete.

Still have a derog mtg accnt, a PR, and an old CO remaining on EX.  

Will be interesting to see what happens when these all are purged this year.

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MidnightVoice wrote:

My average increase (self and DW) was nearly 50 points!

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Message Edited by Anderson on 02-25-2008 03:59 PM