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Established Contributor
Anderson
Posts: 716
Registered: ‎06-03-2007
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+32 Points When Old CA Dropped

An old CA account finally dropped from EX today so I pulled my score. Up 32 points from Jan, no other changes. This was an old CA, dropped due to CRTP.
 
Jan- 689
Feb-721   
 
 
 
 
Established Contributor
granny031350
Posts: 951
Registered: ‎12-04-2007
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Re: +32 Points When Old CA Dropped

my experian went up 15 points and equifax went up 33 when an old collection fell off.  I still have 4 more accounts to come off next month and 3 collection accounts in June.  Maybe I will be in the 700 club by christmas afterall! 
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
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Re: +32 Points When Old CA Dropped

Congrats both of you'all!!!!!!!!!!
Established Contributor
Anderson
Posts: 716
Registered: ‎06-03-2007
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Re: +32 Points When Old CA Dropped

Just for kicks, FICO/TC/CS increases-
 
FICO                   TrueCredit            Amex CS
 
721                         667                         708                    
689                         594                         666
-----                        ------                        -----
+32                        +53                          +42
Super Contributor
MidnightVoice
Posts: 8,157
Registered: ‎03-25-2007
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Re: +32 Points When Old CA Dropped

My average increase (self and DW) was nearly 50 points!
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
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Re: +32 Points When Old CA Dropped

This isn't exactly the same as a collection falling off from old age, but DH has a 2002 medical collection on EQ and TU, but not on EX. His EQ is 709, his TU is 710, and last I checked, his EX (no collection) was 792. 80+ points, and that's the only difference among the reports.

The insurance company has mailed the check, so we'll see how it plays out from here.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Regular Contributor
Moobs
Posts: 236
Registered: ‎01-08-2008
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Re: +32 Points When Old CA Dropped



haulingthescoreup wrote:
This isn't exactly the same as a collection falling off from old age, but DH has a 2002 medical collection on EQ and TU, but not on EX. His EQ is 709, his TU is 710, and last I checked, his EX (no collection) was 792. 80+ points, and that's the only difference among the reports.

The insurance company has mailed the check, so we'll see how it plays out from here.




I'm curious to see how this changes your scores. I'm sure you'll post about it after it hits.
Word... To your Mothers... All of them

TU(2/14/09)=719 EQ(2/2/09)=696 EX(1/21/09)=704
Senior Contributor
Sylviatob
Posts: 4,596
Registered: ‎09-14-2007
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Re: +32 Points When Old CA Dropped

Super congrats Anderson and granny! WTG!

A collection is imo, a fatal baddie, and getting them removed is a major accomplishment.
"Never ever, ever be late. Never" (FUTR)
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: +32 Points When Old CA Dropped



Moobs wrote:
I'm curious to see how this changes your scores. I'm sure you'll post about it after it hits.


lol --safe guess...
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
Anderson
Posts: 716
Registered: ‎06-03-2007
0

Re: +32 Points When Old CA Dropped

[ Edited ]
MV, I remember your post about that so I was very curious to see my results.
 
I believe it was back in Oct my TU first hit 700, I was ecstatic! Now all 3 are 700+. Wonder what EX would be if the PR was gone.
 
edit-
Ex jumped +32 for a CA delete.
Still have a derog mtg accnt, a PR, and an old CO remaining on EX.  
Will be interesting to see what happens when these all are purged this year.

MidnightVoice wrote:
My average increase (self and DW) was nearly 50 points!





Message Edited by Anderson on 02-25-2008 03:59 PM

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