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My EQ score was 809 yesterday... today it tumbled to 774. The only change was my Chase card I added reported. It has a $250 balance with a 34,000 CL. My % is 0%. Not sure why it would drop that much just by adding one card.
Generally, the higher your score the bigger an impact adding a TL will have. Or anything for that matter.
How much did you lose for an inquiry?
@Settemio wrote:My EQ score was 809 yesterday... today it tumbled to 774. The only change was my Chase card I added reported. It has a $250 balance with a 34,000 CL. My % is 0%. Not sure why it would drop that much just by adding one card.
I was in a similar position recently, and lost 4 points with a new HP / TL.
What happened to your AAoA with this new TL?
What about utilization? I expect your overall utilization is low, but what about the proportion of CCs reporting a balance?
@user5387 wrote:
@Settemio wrote:My EQ score was 809 yesterday... today it tumbled to 774. The only change was my Chase card I added reported. It has a $250 balance with a 34,000 CL. My % is 0%. Not sure why it would drop that much just by adding one card.
I was in a similar position recently, and lost 4 points with a new HP / TL.
What happened to your AAoA with this new TL?
What about utilization? I expect your overall utilization is low, but what about the proportion of CCs reporting a balance?
As stated in my original post, my util % is 0%... my AAoA is only .1 different. It was 6.3 years, now it is 6.2.... Also, the HP wasnt against EQ so that has no affect. They pulled EX. This drop was against EQ.