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3CRA's Popularity

Established Member

3CRA's Popularity

Is it me or Experian seems to be the reporting agency that most lenders seem to look at followed by EQ and TU. It seems that everywhere i have searched for credit they have told me that they pull EX. I don't particularly care which CRA they pull from since my scores are within 10-20 points from each other but on the inquiry scales i have more inquiries in EX than i do TU and EQ. i guess i just have to look for lenders that use the other too and give EX a break. i only have 5 on EX and 1 on EQ 1 in TU. 3 of the 5 were mortgage related so i need to get them out of there since prices in this area are astronomical and im jumping off of the mortgage hunt.
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Moderator Emeritus

Re: 3CRA's Popularity

A lot of this depends on where you live, but I have noticed EX being utilized more and more around the entire country. I'm in Hawaii and EQ was king for years, now it's EX. My guess in Hawaii is:
 
EX pulled 60-70% of the time
EQ pulled 30-35%
TU pulled < 10%
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Moderator Emeritus

Re: 3CRA's Popularity

Hawaii? I'm jealous. It's about 35 degrees and raining here right now.
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Do what is true in spite of the consequences--your future is only as true as you are.
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