4.5 year old 120 day late = 68 points

[Anonymous]

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@credit_endurance wrote:

I will give that a shot BBS. And sorry for hijacking your thread 😉

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No apology needed.  The purpose of this forum is all about the transfer of knowledge.  If you're able to achieve a favorable GW result using information found on this forum, I see that as a win and certainly mission accomplished!  I enjoy hearing the success stories from a strong GW campaign.

[Anonymous]

What was your utilization percentage,  # of inquiries for previous 12 months,  and average age of accounts when you got the baddies got taken off?

[Anonymous]

Well, the baddies came off over a period of 1.5 years so those factors of course changed over that time.  Utilization really stayed consistent, 1% aggregate the entire time.  Inquiries on any single bureau never exceeded 4 (never more than 2 scoreable) AAoA has remained right about 7 years for the past 1.5 years during my rebuild, because as it's grown I've added new accounts, always keeping it at an average of 7 years.