It will start to recover next month... shouldn't take too awfully long.
...but remember what a good score is FOR.
You've refinanced your auto saving 10 points off of your interest rate...that's HUGE! Your CLI's and various new accounts will help too.
In time.
Well done...be patient, your score will recover. 
@Anonymous wrote:
Hey everyone!
Obviously this answer is not set in stone and it depends on all of the factors. I'm just wondering how long after your new credit cards and accounts report, do you usually see your score start to climb again? My TransUnion score was 707, Equifax 695, Experian 698. Now my Equifax just dropped to 645, TransUnion 685, Experian is 657. These scores just dropped in the last week. I refinanced my car making it look like I paid off my Wells fargo account. This dropped my score a couple points. When I refinanced obviously I have a new loan with a new bank, I also got a new loan from the same bank for a new car. My Capital One Venture started reporting this month, my Amazon credit card started reporting this month, and my new WSECU card started reporting. Basically five new accounts and 1 installment loan paid off. My utilization is good. Less than 10% I also had 2 CLI this month. Barclay $2000-$5000, Wal-Mart $250-$4000.
I'm just trying to see how long you guys think it will take for my scores to start climbing back up. Kind of bummed because I had made it to the 700 club finally after my bankruptcy 1.5 years ago. Happy to have some good credit lines though. My interest rate on the car that I refinanced also went down 10 points from 14.99% - 4.24% :--)
No one knows how fast your scores will come back, but you can accelerate the process by
1. paying off the car loan as fast as possible, so that the percentage utilization on it will be lower
2. keeping your overall credit card utilization below 10%, and
3.keeping all but one of the credit cards reporting at zero balance ... i.e. if you use them pay them off before statement cut.
