@Anonymous wrote:
Give me my points back!! lol I finally had an old collection fall off Equifax on the 1st and I lost 6 points. My guess is the collection isn't the reason for the boost but the first thing that generated an alert. Scores updated with the alert. (just total speculation because nothing else would make sense)
Unfortunately, what could have happened is that old collection, although a derogatory, may have been a positive for your AAoA/credit history.
The collection falling off may have lowered your AAoA. And add the possibility that the collection was so old, it may not have had much of a negative impact on your score at that point of falling off.
