Posts: 93
Registered: ‎07-31-2007

5 point score increase for status change

I received an alert today from Eq's SW saying that my status changed on my Direct Loans account from PAST DUE: $0 to PAST DUE: N/A and I had a 5 point score increase.  What is the difference?  I'm not complaining, just curious!

Senior Contributor
Posts: 3,071
Registered: ‎05-17-2007

Re: 5 point score increase for status change

Thats strange. I saw something similar too on my CR. I guessed if no data FICO assumes all possible points. I don't know though. I had this report as NA on one CRA and $0 on the other. The NA got a higher score. I would like an answer too. :smileyhappy:
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