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6.75 yr old collection worth an average of.......................52 points

Super Contributor

Re: 6.75 yr old collection worth an average of.......................52 points

That was the only baddie on our reports, which I think may have some bearing.  Also, the higher the score, the worse a baddie is
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 11 of 13

Re: 6.75 yr old collection worth an average of.......................52 points

I have a question...
 
I have 4 collections on my record and I want to know how many points it is hurting me. They total about $500. Is one worth x amount, 2 adds another x amount, etc etc.... How do you think it is hurting my score? Thanks in advance
Message 12 of 13
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Established Contributor

Re: 6.75 yr old collection worth an average of.......................52 points

Um... Buckets? What's that mean?
 
Onfussed - How recent are the collections? Within the past two years and they're a huge factor in your score - huge.
FEB '08 FAKOs: TU 628 | EX 650 | EQ 584
JAN'09 FAKOs TU 686 | EX 705 | EQ 664
EQ FICO: FEB '08 646 | APR '08 678 | SEP '08 679
Message 13 of 13