cancel
Showing results for 
Search instead for 
Did you mean: 

60 Day Late Hits 2 Years - Scores Up ~10%?

tag
Chazman
Contributor

60 Day Late Hits 2 Years - Scores Up ~10%?

TU - 679 (9/24) now 741 (10/6)

EQ - 687 (9/16) now 756 (10/3)

 

Not sure if this is in combination with my credit "ages" (now 23 years/avg. 7) being bumped up with adding an old AMEX opened date last month.  Util is same at 7%, no change there. Nothing else is going on, and clean history now other than a few old 30-days.

 

Does this make sense to anyone??  Could this be new "good" bucket effect?

 

BTW, my TU score was 600 (SIX Hundred) 5 months ago, and with the help of this forum I've done some major housecleaning with great results.  Forever greatful...

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: 60 Day Late Hits 2 Years - Scores Up ~10%?


Chazman wrote:

TU - 679 (9/24) now 741 (10/6)

EQ - 687 (9/16) now 756 (10/3)

 

Not sure if this is in combination with my credit "ages" (now 23 years/avg. 7) being bumped up with adding an old AMEX opened date last month.  Util is same at 7%, no change there. Nothing else is going on, and clean history now other than a few old 30-days.

 

Does this make sense to anyone??  Could this be new "good" bucket effect?

 

BTW, my TU score was 600 (SIX Hundred) 5 months ago, and with the help of this forum I've done some major housecleaning with great results.  Forever greatful...


Yep- new "no Major derog" bucket and 2 years clean.

 

60's turn into Minor derogs after 2 years- Congrats!!

Message 2 of 5
Chazman
Contributor

Re: 60 Day Late Hits 2 Years - Scores Up ~10%?

That's great news. It's been a whirlwind, but I am very happy with the results.
Message 3 of 5
haulingthescoreup
Moderator Emerita

Re: 60 Day Late Hits 2 Years - Scores Up ~10%?


Chazman wrote:

TU - 679 (9/24) now 741 (10/6)

EQ - 687 (9/16) now 756 (10/3)

 

Does this make sense to anyone??  Could this be new "good" bucket effect?

 


* drools *

Oh, that is awesome! many congrats.

memo to self: get the 90 off!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 4 of 5
BBYGRL
Established Contributor

Re: 60 Day Late Hits 2 Years - Scores Up ~10%?


@haulingthescoreup wrote:

@Chazman wrote:

TU - 679 (9/24) now 741 (10/6)

EQ - 687 (9/16) now 756 (10/3)

 

Does this make sense to anyone??  Could this be new "good" bucket effect?

 


* drools *

Oh, that is awesome! many congrats.

memo to self: get the 90 off!

That's awesome news!Smiley Very Happy Those nasty 90's are a pain in the A** I mean Fico score. Smiley Wink  I saw a similar bump when mine fell off.

Message Edited by BBYGRL on 10-07-2008 07:22 PM
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790


Take the FICO Fitness Challenge
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.