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Frequent Contributor
Posts: 348
Registered: ‎02-27-2013
0

60 day late

I just received a 60 day on my cr I'm waitong for it to update but I nade that account current its my only account with negatives 2 30 days in the last two years. I have 10 revolving accounts in the positive. How much and how long will it affect. In 6 months with positive payment history I will try and good will but nordstrom is tough at least get the 60 day to a 30 day. I have multiple auto loans paid off and one current with perfect history.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: 60 day late

30 and 60 day lates are minor degrogatories and will impact your score for around 2 years.  The initial score drop could hurt depending on your score now.

Frequent Contributor
Posts: 348
Registered: ‎02-27-2013
0

Re: 60 day late

Thanks I read in some places it will hurt longer it definitely hurt but I won't know how much until next month when a medical collection which showed up disappears by the account will show up current by then. I hope to gw it once I get 6 months on time behind me.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


Take the myFICO Fitness Challenge
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