WOW!!!!! T.U. finally gave me some credit for all the hard work. I went from 608 tu to 736 tu as of today!! 8-16-08 I was 608 but 5months later I hit 736. Hello 700 CLUB. THANKS TO ALL OF YOU & GOD OF COARSE!!!!!! TU-736 EX-711 EQ-693
Starting Score: 550-tu 550-eq 
WTG creditchief.
Starting Score: 469
My goodness, that is quite a jump, way to go!
Congrats to you!
Sorry all I had to take my wife to the doctor. I'm on cloud 9. It has been 2mo. since my wife jumped me about sending too much money on myfico so I had to cool it down but today I couldn't wait any more. I had to get my scores as cheap as possible,so today I signed up for quarterly monitoring, and a couple of days ago I got the free EQ. and my EX is 2mo. old. Anyway I'm recovering from a CH13 and the biggest changes I have made is using my cu for 3 loans so as to replace my baddies,used my hsbc cc to make small purchases and pay them down or off quickly. I have really limited myself on inquiries because tu seems to really hate you for those and short histories.EX,EQ has been more forgiving for me but TU has been harsh. 5 mo. ago I had junk they should have deleted but they wouldn't so I mostly let time help me there. Its weird they were my worst now their my best. On the fico scale it said I lost 2 derrog narratives so everything is leaning toward the good now,I was so surprize to get a 128 point increase in exactly 5mo.(I hadn't checked TU in 5mo.). Ltv went to 8% no new inq.,payment history great. I hope some of this makes sense. THANKS TO ALL!!! TU-736 EQ-693 EX-711
Creditchief, how dare you put real life issues ahead of telling us your story. J/K of course. That is really great news, man. You are just about 700 across the board. Keep up the good work and continue to read and share your successes with others on this forum. Congrats again.
J/K of course. That is really great news, man. You are just about 700 across the board. Keep up the good work and continue to read and share your successes with others on this forum. Congrats again.