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does an account actually drop off your report after 7 years? what if the account is sold to another collection company after 5 years? does that restart the clock?
@fatstick wrote:does an account actually drop off your report after 7 years? what if the account is sold to another collection company after 5 years? does that restart the clock?
CO and Collection accounts drop at 7 - 7.5 years from the DOFD of the original accounts. Nothing can reset the clock for the Credit Reporting Time Period ( CRTP ).
ty!