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70 point drop?

New Member

70 point drop?

I justsaw a drop in my score from 677 to 607 in one week and  the only change to my credit was that one cc balance went up by $2k which I plan on paying off next week.  Any idea if it will go back up when I pay the balance?  I signed up for monitoring because I am applying for a mortgage and it drops the week I'm applying?  Any suggestions?

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3 REPLIES
Frequent Contributor

Re: 70 point drop?

did that 2k max you out?  What did your utilization change to?


Message 2 of 4
New Member

Re: 70 point drop?

No, that card has a 3K limit,  I need to go check all my other cards to verify my ratio, thanks for the idea.

 

Message 3 of 4
Moderator Emeritus

Re: 70 point drop?

I take it both scores came from myFICO? If so, which report?

Message 4 of 4