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Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

700 score plus

Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? 

Charge off ???

Collection and such........and how long you hit that 700 with your score at above 660 ????


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
jamesdwi
Posts: 1,434
Registered: ‎09-16-2011

Re: 700 score plus


nicholasyud wrote:

Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? 

Charge off ???

Collection and such........and how long you hit that 700 with your score at above 660 ????


I had a 720 Walmart TU fico with 3+ small medical collections 5+ years old, 1 Judgement unpaid 6 years old.  No lates or chargeoffs on any credit tradeline. 

 

 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: 700 score plus

When did you get to 700 ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: 700 score plus

I had 700 EX and 712 TU with a PR reporting and a few lates close to 2 yrs old.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: 700 score plus

what PR report  ?


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: 700 score plus

PR = public record (liens, judgmnets, etc.)

Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: 700 score plus

thanks llec


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k


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